Tips for Financial Survival When You’re Too Sick to Work
Every time too ill to work, you’ll likely be receiving statutory sick pay.This can be a huge help, but it’s typically not adequate for you to live on, especially for a considerable length of time.Luckily, there are several other forms of help that can let you ride out financially when you’re just too sick to work.
As a safeguard, you could look into taking out sick pay insurance from a company a reputable provider. This can help you with the bills during the period you are sick.For those who are self-employed and get no sick pay, this could serve as a handy form of financial security.This may not help a lot if you’re already ill and need moreimmediate funding, but the idea here is to be ready for a future need.
Knowing Your Rights
Apart from sick pay, you may be legally entitled to other funding, such as disability benefits for particular chronic conditions. You should also look into legal compensation if you were hurt in an accident that was obviously somebody else’s fault. Many lawyers out there handle such types of cases. This compensation can come in handy when you’re not working and can even help with your medication.
If you’re not too ill to use a laptop or a smartphone, you can try small ways of earning money online.For instance, you can take online surveys for a fee, or if you can create graphics or write articles,there are also several freelance opportunities that require such skills.Thesesmall jobs can often be done at home in your time and aren’t even physically intensive.
Selling for Cash
You can scan through your clutter while you’re ill (as long as you’re not that sick to do this activity) and maybe find a few things that you can sell for a little spare cash.You may find valuable items that you can sell through sites that allow you to offer stuff to local folks – just make sure to set it for pick up so you don’t have to go anywhere.You may even be able to make money from old furniture or old electronics.Just take a look around you and see what you no longer need, and be decisive.
If you’re dealing with serious financial issues, you can check if you are eligible to receive financial assistance from any local charity.There are several charities that extend help to people who make less than a specific income or those that who are sick and receiving zero support.If you’ve been hesitant to do this because of pride, it’s about time to humble yourself.